ARE YOU A REAL ESTATE AGENT LOOKING TO GROW YOUR BUSINESS?

Unmatched Loan Options for Every Client

With access to over 30 lenders, I find the best mortgage solution for every buyer—traditional or non-traditional.

Lightning
Fast Closings

Our average clear-to-close time is just 16 days, helping you win deals in competitive markets.

Top VA
Loan Provider

As a veteran-owned company, we waive fees for Veterans, saving them thousands on their home purchase.

HOW CAN WE HELP YOU?

As a realtor, your success depends on working with a lending partner who is fast, reliable, and resourceful. I’m Ben Wyns, and my goal is to make your job easier by closing loans quickly, finding solutions where others see roadblocks, and ensuring your clients have a seamless experience. At Future Home Loans, we pride ourselves on being the largest mortgage broker in the Southeast, giving us the power to secure the best rates and programs for your buyers.
We understand that communication is key in any real estate transaction. That’s why I keep you and your clients informed at every step—no chasing down updates, no last-minute surprises. Whether it’s a first-time homebuyer, a seasoned investor, or a veteran looking for the best loan possible, I make sure they feel confident and well-prepared throughout the process.
One of my biggest advantages is flexibility. Unlike traditional lenders who are restricted by a single bank’s rules, I have access to 30+ lenders, allowing me to find creative financing solutions for clients who may not qualify elsewhere. Whether it’s a bank statement loan for a self-employed buyer, a DSCR loan for an investor, or a bridge loan for a move-up buyer, I provide options that other lenders can’t.
For veterans, my team goes above and beyond. As a veteran-owned company, we waive all unnecessary lender fees for VA buyers, instantly saving them thousands of dollars. This isn’t just about business—it’s about giving back to those who have served.
Time kills deals, and my streamlined process ensures that doesn’t happen. Our average time from application to clear-to-close is just 16 days, with some deals closing in as little as 10. That speed gives your buyers a competitive advantage, allowing them to shorten closing timelines and strengthen their offers in multiple-bid situations.
Not only do I help your clients get approved, but I also help you grow your business. I provide credit improvement strategies at no cost to help clients boost their scores quickly, increasing their buying power and getting them ready to purchase. I also work with you on strategies to attract more buyers, including marketing support and lead generation.
With over 2,000 five-star reviews and licenses in multiple states, I’ve built a reputation as a lender who delivers. When you partner with me, you’re getting more than a loan officer—you’re getting a committed, solutions-oriented professional who helps you close more deals and provide the best experience for your clients.
If you’re looking for a mortgage partner who puts in the work and always delivers, let’s connect. I’m available seven days a week—even nights and weekends—because I know that real estate doesn’t operate on a 9-to-5 schedule. Let’s build your business and get more buyers into homes together.

WHY CHOOSE US?​

SEE WHAT TOP-PRODUCING REALTORS IN OUR MARKET ARE SAYING ABOUT OUR TEAM

SEE WHAT CLIENTS ARE SAYING ABOUT US

5.0
Based on 1207 reviews
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darrell goodrich
14:24 11 Mar 25
I recommend future home loans to anyone buying a house. They were such a great help were always there to answer questions and explained everything I needed to know. They went above and beyond to help me.
Lorri Ennis
01:23 11 Mar 25
Our real estate agent recommend Future Homes Loans to us. Shauna and her team were great. Kept us updated and was always there to answer our questions. They made the process of getting our home loan easy. Would use them again if we need another loan.
Tracy Hanrahan
18:23 06 Mar 25
My husband and I had a very good experience working with Tim Finn and his staff in obtaining a home mortgage. From beginning to end, we were informed on the process and any questions, Tim and and his staff were available to answer. We would highly recommend Tim and Future Home Loans!
kerry mcdaniel
15:15 05 Mar 25
Ms Galina Jacobson is great she found the best loans available for us and made sure we understood everything. Thank you for getting us in our forever home
Justin Roth
23:26 04 Mar 25
Todd and the team at Future helped us relentlessly every step of the way. They were extremely professional and very personable to work with. All the way up until the final documents were sent for the closing Todd was working on our package to ensure we had the lowest interest rate.
Justin Cook
13:45 03 Mar 25
Sean and Jennifer with Future Home loans went above and beyond to help my wife and I with our first home purchase. These two made the stressful process of buying our first home such a smooth process from the timely responses and after hours phone calls to ensure we understood everything was so helpful. I can’t thank them enough. The dogs love it just as much as we do!!!
Gay Williams
02:26 20 Feb 25
I had a great experience with Future Home Loans. Craig & Nora held my hand through the whole process. Communication is very important to me. I never had to wonder what was going on. I knew up front and in reasonable time about everything. Thank you, Future Home Loans I'll recommend you to my family and friends.
Audrieanna Burgin
20:10 24 Dec 24
When I was connected to Shauna, I was already pre-approved by two other lenders and was just "shopping around." Future Home Loans came highly recommended, and it’s clear why. Shauna, Todd, Ryan, and Mitchell not only beat the other offers but also went above and beyond, working weekends and after-hours to ensure everything was handled seamlessly. They are great people with high integrity and provided exceptional, 5-star service. They were genuinely happy for me when I closed. Highly recommended!
Iscah Holland
19:27 11 Dec 24
I am so grateful for the exceptional service provided by Galina Jacobson during the financing of my first home. As a veteran, I was navigating the home-buying process for the first time, and Galina and her team made everything incredibly smooth and stress-free. From the start, she was thorough, responsive, and patient in answering all of my questions, ensuring I felt confident and at ease every step of the way. Thanks to her expertise and dedication, we were able to get a "clear to close" well ahead of our scheduled closing date. I couldn't have asked for a better experience and highly recommend Galina Jacobson to anyone looking for a knowledgeable, reliable mortgage broker.
Jen Bennett
12:13 29 Oct 24
I cannot tell you how much Future Home Loans helped us to actually make buying our dream home a reality!!! I recommend them to everyone and make them your first call! Joe was my first point of contact and was highly recommended to me. Then I worked with Craig to complete the loan process and he was fantastic. I honestly feel like he is family now! He is smart, professional, and truly cares about his clients and it really shows. Please call them and I promise you will be glad you did because they are the best!
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Future Financial LLC DBA Future Home Loans supports Equal Housing Opportunity NMLS ID#2043401 #65370 #1902671 #1621953 #MC-7265 #B-200041 #22908. Interest rates and products are subject to change without notice and may or may not be available at the time of mortgage commitment or at the time of rate lock. 224 3rd Street N Jacksonville Beach, FL. 32250. https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1621953